Does insurance cover solar panels?

Solar panel insurance doesn’t usually come with a free replacement battery and inverter once they decline below a certain level, either – but the Sunsave Guarantee does. Your system will also be insured by Aviva against damage, fire and theft. We’ll manage any warranty claims you want to make, too. Will your home insurance cover your solar panels?

What is solar panel insurance & how does it work?

Solar panel insurance shields homeowners from financial losses due to damage, theft, or other unforeseen events affecting their solar energy systems. Let's dive into solar panel insurance in the UK and see how it can keep your roof (and your bank account) happy. What is not covered by solar panel insurance?

Will my insurance cover a photovoltaic system?

Contact your insurer and ask whether your policy includes a photovoltaic system, preferably before you have the panels installed. Even if you’re absolutely sure you’ll be covered, you still need to notify your insurer.

Does a solar insurance policy cover accidental damage?

While standard policies may cover various risks, they might not include accidental damage to solar panels. To safeguard against such incidents, accidental damage cover can be added to your policy for an additional fee, providing extra protection for your solar panels.

Do I need solar installation insurance?

You also don’t need solar installation insurance. Make sure you have a home insurance policy that covers your new panels, and solar warranties which insure you against equipment or performance failure, and you’ll be set. You won’t need to worry about the installation going south, and you can sit back and watch as your energy bills go down.

Does solar panel insurance cover a power outage?

Loss of income due to power generation outage: In the event of a power generation outage caused by covered perils, solar panel insurance may provide coverage for the loss of income. This aspect is particularly important for businesses and homeowners relying on solar energy for daily operations.